Terms and Conditions for ThinkTotem
**Last Updated: April 8, 2025** ## 1. INTRODUCTION Welcome to ThinkTotem. These Terms of Service ("Terms") govern your access to and use of the ThinkTotem website and services available at https://thinktotem.com ("Service"), operated by Tugulab Ltd. ("we," "us," or "our"). By accessing or using our Service, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Service. ## 2. DESCRIPTION OF SERVICES ThinkTotem is an app that helps people learn any content faster. Our platform provides learning tools and features designed to enhance your learning experience. ## 3. USER ACCOUNTS When you create an account with us, you must provide accurate, complete, and current information. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account. You are responsible for safeguarding the password used to access the Service and for any activities or actions under your password. ## 4. SUBSCRIPTION AND PAYMENT ### 4.1 Subscription Terms When you purchase a subscription, you will have access to your content through ThinkTotem until your subscription expires. ### 4.2 Payment Information We collect and process payment information through secure third-party payment processors. By providing your payment information, you authorize us to charge the amount due for your subscription. ## 5. REFUND POLICY You may request a refund within 7 days after your purchase. Refund requests should be sent to claudio@thinktotem.com. ## 6. INTELLECTUAL PROPERTY The Service and its original content, features, and functionality are owned by Tugulab Ltd. and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws. ## 7. PRIVACY POLICY Your use of ThinkTotem is also governed by our Privacy Policy, which can be found at https://thinktotem.com/privacy-policy. We collect the following information: - Personal data: name, email, and payment information - Non-personal data: web cookies and usage analytics ## 8. LIMITATION OF LIABILITY To the maximum extent permitted by law, we shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Service. ## 9. TERMINATION We may terminate or suspend your account immediately, without prior notice or liability, for any reason, including without limitation if you breach the Terms. ## 10. GOVERNING LAW These Terms shall be governed by the laws of the United Kingdom, without regard to its conflict of law provisions. ## 11. CHANGES TO TERMS We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice via email prior to any new terms taking effect. ## 12. CONTACT US If you have any questions about these Terms, please contact us at: Tugulab Ltd. Email: claudio@thinktotem.com Website: https://thinktotem.com